0845 528 0943

Get a homeowner loan today!

  • Apply now for homeowner loan from £10,000 to £250,000
  • Rates from 3.74%
  • Can keep existing mortgage or re-mortgage to better rate
  • Defaults and CCJs considered
  • £250 cashback upon successful application

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How much would you like to borrow?

10,000

250,000

Over how many years?

5

35

You pay

£

per month

3.83%
APR

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“I borrowed £30,000 for only £155 per month!”

 

 

 

 

 

 

 

Mrs Smith wanted to pay off her credit cards and fix the roof on her house. Riverlight Finance arranged a loan of £30,000 at a repayment rate of £155 per month on a 25 year term at an interest rate of 3.74%. This was cheaper than an unsecured personal loan from a high street lender and Mrs Smith did not even have to change her existing mortgage.

Riverlight Finance is the trading name of Temple Mortgage Advisers Ltd. Temple Mortgage Advisers Ltd is authorised and regulated by the Financial Conduct Authority.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU WILL PAY.

9.1% APRC Representative. Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lenders standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945 comprised of, loan amount (£18,000), interest (£6,920.40), broker fee (£1,530), lender fee (£495). This would result in overall cost of 9.1% APR. Minimum Term 12 months. Maximum Term 300 months. Maximum APR 49.9%